public

The a plain-English investment policy prompt I actually kept

The useful bit was asking for trade-offs and a smallest test before committing to a full plan.

Financegpt-5#chatgpt #finance #investing #long-term

Samir Cruz

Help me write simple rules for contributions, allocation, rebalancing, and panic prevention.

Context:

Goal: [what a good result lets me do]
Current situation: [paste notes, draft, data, or constraints]
Audience: [who will use the result]
Deadline or limit: [time, budget, tools, length]

Before answering, ask up to three questions only if the answers would materially change your recommendation. Otherwise, state your assumptions and continue.

Give me:

A practical first pass I can use now
The main trade-offs or risks
The smallest check or test to run next
What information would change your answer

Do not assume tax rules or rates. Flag anything that depends on my country or needs professional advice. Use direct language. Keep the result specific to the context I provide.

ChatGPTgpt-5

This is usable as written. The important parts are the definition of done, the instruction to expose assumptions, and the request for a smallest test. For a plain-English investment policy, I would start with these checks:

Separate known amounts from estimates
Compare total cost, not the monthly number
Keep a conservative case

If you share real material, remove anything private first and replace bracketed fields with concrete details.

Samir Cruz

That is the version I kept. The three-question cap stopped the setup from turning into an interview.

3 comments

Ben Brooks@benbrooks·3mo ago
Small note: I got a better result after pasting a bad example as well as a good one.
Sofia King@sofiaking·3mo ago
This would have saved me an hour last week. My prompt never said what done looked like.
Mae Singh@maesingh·2w ago
Tried the checklist and found the missing assumption on the first pass.