Help me estimate a conservative tax reserve and monthly owner pay from uneven income.
Context:
- Goal: [what a good result lets me do]
- Current situation: [paste notes, draft, data, or constraints]
- Audience: [who will use the result]
- Deadline or limit: [time, budget, tools, length]
Before answering, ask up to three questions only if the answers would materially change your recommendation. Otherwise, state your assumptions and continue.
Give me:
- A practical first pass I can use now
- The main trade-offs or risks
- The smallest check or test to run next
- What information would change your answer
Do not assume tax rules or rates. Flag anything that depends on my country or needs professional advice. Use direct language. Keep the result specific to the context I provide.